Medicare Advantage Plans

WHAT IS MEDICARE ADVANTAGE?

Plans are provided by private insurers who have been approved by Medicare. Medicare Advantage Plan members must have Medicare Parts A and B and live within the service area of the Medicare Advantage program. Individuals who have been diagnosed with End Stage Renal Disease (ESRD) may not be eligible to join a Medicare Advantage Plan. Individuals who have both Medicare and Medicaid may be eligible for Dual Special Needs Medicare Advantage Plans.


Medicare Advantage open enrollment dates begin October 15 and end on December 7 — for coverage that begins on January 1 of the following year.


You may be eligible to join a Medicare Advantage plan outside this period if you qualify for a special enrollment period due to circumstances such as moving out of state or losing employer coverage. However, individuals who are eligible for Dual Special Needs Medicare Advantage Plans may enroll at almost any time.

Frequently asked questions

  • Are you an insurance company?

    No. We are an insurance brokerage dedicated to providing people like you with helpful Medicare coverage guidance. Insurance companies create Medicare plans. We’re here to help you:


    Compare plans available in your area.

    Choose coverage that fits your lifestyle and budget.

    Enroll in a plan in the way that works best for you — by phone, online, or in person.

  • Are you part of a government agency?

    No. We are not affiliated with any government agency, nor are we endorsed by Medicare. However, as a health insurance agency, we follow strict guidelines set by Medicare for providing guidance and helping people like you enroll in Medicare plans.

  • Are you licensed to help me enroll in a plan?

    Yes. All our representatives are licensed insurance agents who specialize in Medicare. This means PlanEnroll has licensed insurance agents available to support in every state to help you get the Medicare coverage that’s best for you.

  • Do I pay you for helping me?

    Our services are always free for you to use, with no obligation to enroll in a plan. When we help you find and enroll in a Medicare plan that’s right for you, the insurance company that created the plan pays us a commission. It doesn’t cost you anything.

  • Can I save money by working with you?

    Medicare insurance is closely regulated by the government — companies like PlanEnroll are not allowed to provide any plan discounts. However, Medicare plan costs can vary a great deal and our licensed insurance agents can help you compare coverage options. They often help people like you find plans with cost-saving benefits.